Why Look for a Kredily Alternative?
Kredily is known as a free HR and payroll platform for small businesses in India. While the free tier is attractive, many growing businesses find limitations in Kredily’s payroll depth, compliance automation, and support quality as they scale. If you’ve outgrown Kredily or need more robust payroll compliance features, INDPayroll offers a purpose-built alternative.
INDPayroll vs Kredily — Feature Comparison
| Feature | INDPayroll | Kredily |
|---|---|---|
| Free Plan | Yes — up to 5 employees, full payroll features | Yes — basic HR + limited payroll |
| Paid Plan Starting Price | ₹999/month (up to 25 employees) | ₹1,499/month (per module pricing) |
| Payroll Focus | Deep payroll & compliance specialist | HR-first with payroll as add-on |
| PF Calculation | Auto with wage ceiling, VPF, and restricted PF | Basic PF calculation |
| ESI Calculation | Auto with eligibility tracking and challan generation | Basic ESI |
| Professional Tax | All PT-levying states with auto-detection | Limited state coverage |
| TDS Computation | Old & New Regime with investment declarations | Basic TDS |
| Form 16 Generation | One-click with Part A + Part B merge | Limited |
| Form 24Q Returns | Auto-generate quarterly returns | Not available in free plan |
| Salary Structuring | CTC calculator with flexible components | Basic structure |
| Payslip Quality | Branded PDF with company logo | Standard template |
| Bank Salary Transfer | Direct bank API integration | Bank file download |
| Multi-State Compliance | Automatic PT, LWF for all states | Limited |
| Support | Phone + WhatsApp + Email | Email + Chat (paid plans) |
| Data Security | AWS-hosted, encrypted, SOC 2 practices | Standard cloud hosting |
5 Reasons Growing Businesses Switch from Kredily to INDPayroll
1. Deeper Payroll Compliance
Kredily’s strength is HR management — attendance, leave, and employee database. Its payroll module is functional but lacks the depth needed for full compliance. INDPayroll handles edge cases like restricted PF, voluntary PF contributions, multi-state PT with different slab periods (monthly vs. half-yearly), and automatic Form 24Q generation that Kredily doesn’t cover well.
2. Better Free Plan for Payroll
Both platforms offer free plans, but INDPayroll’s free tier includes full payroll processing with all compliance calculations for up to 5 employees. Kredily’s free plan includes basic HR features but limits payroll capabilities, often requiring an upgrade for statutory compliance features.
3. Professional Payslips & Form 16
INDPayroll generates branded, professional PDF payslips with your company logo and complete tax breakdowns. Form 16 generation with TRACES Part A integration is built-in. Kredily’s payslip and Form 16 capabilities are more limited, especially on lower-tier plans.
4. Dedicated Payroll Support
Payroll errors can lead to compliance penalties. INDPayroll provides direct phone and WhatsApp access to payroll specialists who can help with complex scenarios — mid-year joiners, arrears calculation, or multi-state compliance questions. Kredily’s support is primarily email-based.
5. Transparent Pricing as You Scale
Kredily’s module-based pricing means costs can add up when you need payroll + compliance + payslips + statutory returns. INDPayroll bundles everything into one transparent price. No hidden charges for Form 16, payslips, or statutory returns.
When Kredily Might Be Better
Kredily could be a better fit if you primarily need an HR management system with attendance tracking, leave management, and employee directory, and payroll is secondary. For businesses where payroll accuracy and compliance are the top priority, INDPayroll is the stronger choice.
Migrating from Kredily to INDPayroll
- Step 1: Create your free INDPayroll account
- Step 2: Export employee data from Kredily (CSV/Excel)
- Step 3: INDPayroll’s onboarding team imports your data — employee details, salary structures, PF/ESI numbers, YTD figures
- Step 4: Run parallel payroll for verification
- Step 5: Go live in 3-5 business days
Try INDPayroll Free → Full payroll for 5 employees. No credit card. No contract.
Frequently Asked Questions
Is INDPayroll really free for small teams?
Yes. INDPayroll’s free plan covers up to 5 employees with full payroll processing, PF/ESI/PT calculation, payslip generation, and basic statutory compliance. No time limit, no credit card required.
Can I use INDPayroll alongside Kredily?
Yes. Some businesses use Kredily for HR management (attendance, leave, employee directory) and INDPayroll for payroll processing. The two systems can work in parallel — just export attendance data from Kredily and import into INDPayroll for payroll calculation.
Does INDPayroll have an employee app?
INDPayroll offers a mobile-responsive employee self-service portal where employees can view payslips, submit tax declarations, and access Form 16. A dedicated mobile app is on the roadmap for 2026.
How does INDPayroll handle arrears and back-pay?
INDPayroll has a built-in arrears calculation module. When salary revisions are applied retroactively, the system automatically calculates arrears, adjusts PF/ESI/TDS, and generates supplementary payslips.
