ESI Contribution Calculator

The Employees' State Insurance (ESI) scheme, administered by the ESI Corporation (ESIC), is a self-financed social security and health insurance scheme for Indian workers. Both employer and employee contribute a percentage of gross wages - employee 0.75%, employer 3.25%, a combined 4% - into the ESI fund, which finances medical and cash benefits.

ESI applies to employees earning gross wages up to ₹21,000/month (₹25,000/month for persons with disabilities), working at establishments covered under the ESI Act - typically factories and establishments with 10 or more employees, though this threshold varies slightly by state.

Once an employee is covered at the start of a contribution period (April-September or October-March), they typically remain covered for that full period even if a wage increase takes them above the threshold mid-period.

ESI-covered employees and their dependents are entitled to free medical treatment at ESIC hospitals/dispensaries, sickness benefit (cash compensation during certified illness), maternity benefit, disablement benefit (temporary or permanent), and dependent's benefit in case of death due to employment injury.

Wage thresholds and coverage rules are set by the ESI Corporation and can change by notification.